{"id":497,"date":"2026-04-09T02:01:33","date_gmt":"2026-04-09T02:01:33","guid":{"rendered":"https:\/\/paybixi.com\/?page_id=497"},"modified":"2026-04-09T02:08:25","modified_gmt":"2026-04-09T02:08:25","slug":"refund-policy","status":"publish","type":"page","link":"https:\/\/paybixi.com\/index.php\/refund-policy\/","title":{"rendered":"Refund Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"497\" class=\"elementor elementor-497\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92e06b7 e-flex e-con-boxed e-con e-parent\" data-id=\"92e06b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d47131 e-con-full e-flex e-con e-child\" data-id=\"6d47131\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d1bdfc elementor-widget elementor-widget-text-editor\" data-id=\"0d1bdfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"model-response-message-contentr_2621a0842d2c6d5c\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\"><h3 data-path-to-node=\"0\">PayBixi Refund Policy<\/h3><p id=\"p-rc_059b4432f4ce7beb-43\" data-path-to-node=\"1\">If the customer\u2019s request to cancel the transaction than they must have to submit a written cancellation request to <b data-path-to-node=\"1\" data-index-in-node=\"116\">PayBixi<\/b> <span class=\"citation-1822 citation-1823 citation-1824 citation-end-1824\">including all the transaction details along with a reason for cancellation. Refund from us will be dealt as per the companies refund Policy.<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-44\" data-path-to-node=\"2\"><span class=\"citation-1815 citation-1816 citation-1817 citation-1818 citation-1819 citation-1820 citation-1821 citation-end-1821\">We may disclose customer information if we are required to do s<\/span><span class=\"citation-1815 citation-1816 citation-1817 citation-1818 citation-1819 citation-1820 citation-end-1820\">o by law, by a court, by<\/span><span class=\"citation-1815 citation-1816 citation-1817 citation-1818 citation-1819 citation-end-1819\"> court order, to meet <\/span><span class=\"citation-1815 citation-1816 citation-1817 citation-1818 citation-end-1818\">any statutory, legal or regulatory requirement on us, or by the police or any other law enforcement<\/span><span class=\"citation-1815 citation-1816 citation-1817 citation-end-1817\"> agency in connection with the prevention or d<\/span><span class=\"citation-1815 citation-1816 citation-end-1816\">etection of crime or to help combat fra<\/span><span class=\"citation-1815 citation-end-1815\">ud or money launderi<\/span>ng.<\/p><hr data-path-to-node=\"3\" \/><h4 data-path-to-node=\"4\">1. Refund Policy Guidelines<\/h4><p id=\"p-rc_059b4432f4ce7beb-45\" data-path-to-node=\"5\"><b data-path-to-node=\"5\" data-index-in-node=\"0\">1.1<\/b> <span class=\"citation-1814 citation-end-1814\">If you exercise your right to cancel after you have sent a money transfer order to us, we will reimburse any payments which you made to us before cancellation, but:<\/span><\/p><ul data-path-to-node=\"6\"><li><p id=\"p-rc_059b4432f4ce7beb-46\" data-path-to-node=\"6,0,0\"><b data-path-to-node=\"6,0,0\" data-index-in-node=\"0\"><span class=\"citation-1813\">(a)<\/span><\/b><span class=\"citation-1813 citation-end-1813\"> We will not reimburse you if we have paid the money transfer to th<\/span>e recipient before we receive your notice of cancellation.<\/p><\/li><li><p data-path-to-node=\"6,1,0\"><b data-path-to-node=\"6,1,0\" data-index-in-node=\"0\">(b)<\/b> We may make a cancellation charge if the reason for the return of the money is not caused by our part, only the net value of the transfer will be reimbursed.<\/p><\/li><\/ul><p id=\"p-rc_059b4432f4ce7beb-47\" data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">1.2<\/b> <b data-path-to-node=\"7\" data-index-in-node=\"4\">PayBixi<\/b> reserve the right to keep the <span class=\"citation-1811 citation-1812\">commission previously charged. Reimbursed cannot exceed <\/span><b data-path-to-node=\"7\" data-index-in-node=\"98\"><span class=\"citation-1811 citation-1812\">10%<\/span><\/b><span class=\"citation-1811 citation-1812 citation-end-1812\"> of the total value of the payment including commission.<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-48\" data-path-to-node=\"8\"><b data-path-to-node=\"8\" data-index-in-node=\"0\"><span class=\"citation-1809 citation-1810\">1.3<\/span><\/b><span class=\"citation-1809 citation-1810 citation-end-1810\"> If we cannot complete the transfer for any reason, we will immediately contact you in order to make the reimbursement.<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-49\" data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\"><span class=\"citation-1807 citation-1808\">1.4<\/span><\/b><span class=\"citation-1807 citation-1808\"> Your (Customers) righ<\/span><span class=\"citation-1806 citation-1807 citation-1808 citation-end-1808\">t of cancellation under law<\/span><span class=\"citation-1806 citation-1807 citation-end-1807\">s relating to contracts is in addition to your right as sender upon request to us t<\/span><span class=\"citation-1806\">o receive a refund of the principal amount of a money transfer (at o<\/span><span class=\"citation-1805 citation-1806 citation-end-1806\">ur exchange rate applicable at the time the refund is<\/span><span class=\"citation-1805 citation-end-1805\"> made) if payment is not made to the recipient within 45 days.<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-50\" data-path-to-node=\"10\"><b data-path-to-node=\"10\" data-index-in-node=\"0\"><span class=\"citation-1804\">1.5<\/span><\/b><span class=\"citation-1804 citation-end-1804\"> If the beneficiary does not collect their transfer within 13 months, then all rights of cancellation or refund of the money<\/span> transfer or commission will be waived.<\/p><hr data-path-to-node=\"11\" \/><h4 data-path-to-node=\"12\">2. Security<\/h4><p id=\"p-rc_059b4432f4ce7beb-51\" data-path-to-node=\"13\">Upon<span class=\"citation-1803 citation-end-1803\"> completing a transaction, we issue you with a TUN REF. In-order for us to authorize the refund payment to;<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-51\" data-path-to-node=\"13\"><span class=\"citation-1802 citation-end-1802\">A recipient, the recipient must provide us with the following:<\/span><\/p><ul data-path-to-node=\"14\"><li><p id=\"p-rc_059b4432f4ce7beb-52\" data-path-to-node=\"14,0,0\"><b data-path-to-node=\"14,0,0\" data-index-in-node=\"0\"><span class=\"citation-1801\">(a)<\/span><\/b><span class=\"citation-1801 citation-end-1801\"> Photographic identification (such as a passpor<\/span>t or identity card);<\/p><\/li><li><p data-path-to-node=\"14,1,0\"><b data-path-to-node=\"14,1,0\" data-index-in-node=\"0\">(b)<\/b> The exact amount of the principal amount of the send order;<\/p><\/li><li><p data-path-to-node=\"14,2,0\"><b data-path-to-node=\"14,2,0\" data-index-in-node=\"0\">(c)<\/b> The TUN REF relating to the transaction.<\/p><\/li><\/ul><hr data-path-to-node=\"15\" \/><h4 data-path-to-node=\"16\">3. Liability<\/h4><p data-path-to-node=\"17\"><b data-path-to-node=\"17\" data-index-in-node=\"0\">3.1<\/b> You have the right to cancel orders up to the time at which payment has been made to the recipient.<\/p><p id=\"p-rc_059b4432f4ce7beb-53\" data-path-to-node=\"18\"><b data-path-to-node=\"18\" data-index-in-node=\"0\">3.2<\/b> We will refund to you with the total amount we received as a result of any breach of our agreement with you or other wrongdoing (this means that, for example, where a money tr<span class=\"citation-1799 citation-1800 citation-end-1800\">ansfer has failed in such circumstances we will refund to you the principal sum and the service charge). In such case full amount will be refunded with the percentage of service surcharge.<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-54\" data-path-to-node=\"19\"><b data-path-to-node=\"19\" data-index-in-node=\"0\"><span class=\"citation-1797 citation-1798\">3.3<\/span><\/b><span class=\"citation-1797 citation-1798 citation-end-1798\"> If you or a recipient suffers any loss, we will only accept liability<\/span><span class=\"citation-1797 citation-end-1797\"> for that loss up to a limit which is the greater of:<\/span><\/p><ul data-path-to-node=\"20\"><li><p id=\"p-rc_059b4432f4ce7beb-55\" data-path-to-node=\"20,0,0\"><b data-path-to-node=\"20,0,0\" data-index-in-node=\"0\"><span class=\"citation-1796 citation-end-1796\">(a)<\/span><\/b> The amount of any service charge;<\/p><\/li><li><p data-path-to-node=\"20,1,0\"><b data-path-to-node=\"20,1,0\" data-index-in-node=\"0\">(b)<\/b> 3,000 Swedish krona, unless otherwise agreed by us in writing.<\/p><\/li><\/ul><p id=\"p-rc_059b4432f4ce7beb-56\" data-path-to-node=\"21\"><b data-path-to-node=\"21\" data-index-in-node=\"0\">3.4<\/b> Our liability <span class=\"citation-1795\">only limits a claim for loss arising out of any single transaction or related transactions, or (if a loss does not arise out <\/span><span class=\"citation-1794 citation-1795 citation-end-1795\">of a transaction or transactions) any single act, omission or event or related acts, omissions or events. We do not, i<\/span><span class=\"citation-1794 citation-end-1794\">n any event, accept responsibility for any failure to perform your instructions as a result of circumstances which co<\/span>uld reasonably be considered to be outside our control.<\/p><hr data-path-to-node=\"22\" \/><h4 data-path-to-node=\"23\">4. Transfer of Rights<\/h4><p id=\"p-rc_059b4432f4ce7beb-57\" data-path-to-node=\"24\"><b data-path-to-node=\"24\" data-index-in-node=\"0\">4.1<\/b> We <b data-path-to-node=\"24\" data-index-in-node=\"7\">PayBixi<\/b> reserve the right to transfer our rights and\/or responsibilities under our agreement with you to an affiliated company, or any third party, at any time without your consent unless such transfer would reduce your ri<span class=\"citation-1793 citation-end-1793\">ghts and\/or remedies or increase your responsibilities and\/or liabilities under your agreement with us.<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-58\" data-path-to-node=\"25\"><b data-path-to-node=\"25\" data-index-in-node=\"0\"><span class=\"citation-1792\">4.2<\/span><\/b><span class=\"citation-1792 citation-end-1792\"> You (The customer) may not transfer your rights and\/or responsibilities under your agreement with us without our prior written consent.<\/span><\/p><hr data-path-to-node=\"26\" \/><h4 data-path-to-node=\"27\">5. Conditions beyond our control<\/h4><p id=\"p-rc_059b4432f4ce7beb-59\" data-path-to-node=\"28\"><b data-path-to-node=\"28\" data-index-in-node=\"0\">5.1<\/b> <b data-path-to-node=\"28\" data-index-in-node=\"4\">PayBixi<\/b> will not be Li<span class=\"citation-1790 citation-1791 citation-end-1791\">able to you if we are unable to perform any of our obligations to you or our performance or any of our obligations is delayed due to any conditions outside of our reasonable control, including but not limited to; any industrial action, lab<\/span><span class=\"citation-1790\">or dispute, act o<\/span><span class=\"citation-1788 citation-1789 citation-1790 citation-end-1790\">f God, fire, flood or storm, war, riot, civil commotion, siege, security alert, act of terrorism o<\/span><span class=\"citation-1788 citation-1789\">r any resulting precautionary measures taken, act of vandalism, sabotage, virus, malicious damage, compliance with any statute, statutory provision, law, governmental or court order<\/span><span class=\"citation-1786 citation-1787 citation-1788 citation-1789 citation-end-1789\">, the actions<\/span><span class=\"citation-1786 citation-1787 citation-1788 citation-end-1788\"> or instructions of the police or of any governmental or regulatory body which authorizes us to<\/span><span class=\"citation-1786 citation-1787 citation-end-1787\"> perform Our Services, cut or failure of power, failure of equipment, systems or software or intern<\/span><span class=\"citation-1786 citation-end-1786\">et interconnectivity or the occurrence of any extra<\/span>ordinary fluctuation in any financial market that ma<span class=\"citation-1785 citation-end-1785\">y materially adversely affect our ability to perform the Trade or your ability to fund the Trade.<\/span><\/p><p id=\"p-rc_059b4432f4ce7beb-60\" data-path-to-node=\"29\"><b data-path-to-node=\"29\" data-index-in-node=\"0\"><span class=\"citation-1784\">5.2<\/span><\/b><span class=\"citation-1784\"> If any of thes<\/span><span class=\"citation-1783 citation-1784 citation-end-1784\">e circumstances occur then the Contract shall be suspended for the period during which they continue or, at our discret<\/span><span class=\"citation-1783 citation-end-1783\">ion and in order to protect both you and us, we may terminate the Contract.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PayBixi Refund Policy If the customer\u2019s request to cancel the transaction than they must have to submit a written cancellation request to PayBixi including all the transaction details along with a reason for cancellation. Refund from us will be dealt as per the companies refund Policy. We may disclose customer information if we are required [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-497","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/pages\/497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/comments?post=497"}],"version-history":[{"count":7,"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/pages\/497\/revisions"}],"predecessor-version":[{"id":505,"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/pages\/497\/revisions\/505"}],"wp:attachment":[{"href":"https:\/\/paybixi.com\/index.php\/wp-json\/wp\/v2\/media?parent=497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}